Two Roads Out of a Professional Corporation

About this Seminar

Two dentists, same corporate portfolio, same gross return. One pays tax every year. The other barely does. The difference isn't the investments — it's how the income is structured.

• The account many incorporated dentists have never deliberately used. The Capital Dividend Account lets money leave your corporation entirely tax-free — and capital gains are what fill it. Most corporate portfolios are built in a way that does not maximize this.


• If you're conservative: how a corporate income stream can be structured to arrive as capital gains instead of interest — improving what you keep and building CDA room at the same time. The same dollar of return, taxed at roughly half.


• If you're growth-oriented: why long-hold private assets — infrastructure, private equity, and venture capital throw off very little annual taxable income while they compound, and what deferring realization for fifteen years does to an end number.


• Where this comes from: a portfolio manager's account of how Canada's largest pension plans actually invest, and what's now accessible to a professional corporation.


• Educational session. Not tax or investment advice

Presenters

About Shamez Kassam

MBA, CFA

Founder and Portfolio Manager of Mount Columbia Private Wealth, a Calgary-based registered Portfolio Manager operating under a fiduciary standard. The firm is focused on bringing "pension-grade investing" (the approach Canada's largest pension plans use) to incorporated professionals. www.mountcolumbiawealth.com

CFA charterholder; MBA from Columbia University in New York

Former private-markets analyst at Alberta Investment Management Corporation (AIMCo), one of Canada's largest institutional investors.

Author of Your Money's Worth: The Essential Guide to Financial Advice for Canadians.